ToweryInsurance

Supplemental Insurance

Additional protection beyond your primary health insurance coverage.

Extra Protection When You Need It Most

Supplemental insurance is designed to complement your primary health insurance by providing additional coverage for specific needs or expenses that your main policy might not fully address.

These plans can help fill coverage gaps, reduce out-of-pocket expenses, and provide financial protection during health challenges, giving you greater peace of mind.

Fills gaps in your primary health insurance coverage

Provides cash benefits for specific conditions or situations

Helps cover deductibles, copays, and other out-of-pocket expenses

Affordable premiums with flexible coverage options

Get a Supplemental Insurance Quote
Supplemental insurance coverage

Types of Supplemental Insurance

We offer various types of supplemental insurance to address different needs and concerns.

Hospital Indemnity Insurance

Provides a fixed benefit when you're hospitalized, regardless of your actual hospital expenses.

  • Daily cash benefits for hospital stays
  • Additional benefits for ICU stays
  • Coverage for hospital admissions
  • Use benefits for deductibles, copays, or other expenses

Critical Illness Insurance

Pays a lump-sum benefit if you're diagnosed with a covered serious illness such as cancer, heart attack, or stroke.

  • One-time payment upon diagnosis
  • Use funds for any purpose (medical or non-medical)
  • Coverage for major illnesses like cancer, heart attack, stroke
  • Financial protection during recovery

Accident Insurance

Provides benefits for medical and non-medical expenses related to accidental injuries.

  • Benefits for emergency room visits
  • Coverage for hospital stays due to accidents
  • Benefits for physical therapy and recovery
  • Coverage for transportation and lodging expenses
Supplemental insurance benefits

Key Benefits of Supplemental Insurance

Supplemental insurance provides valuable additional protection beyond your primary health insurance, offering several important benefits.

Fills Coverage Gaps

Helps cover expenses that your primary health insurance might not fully address, reducing your out-of-pocket costs.

Financial Protection

Provides financial resources for both medical and non-medical expenses during illness or injury, including lost wages and everyday bills.

Flexible Benefits

Many supplemental plans provide cash benefits that you can use however you need, unlike traditional health insurance that pays providers directly.

Peace of Mind

Reduces stress and anxiety about potential financial hardships due to illness or injury, allowing you to focus on recovery.

Enhance Your Health Insurance Protection

Contact us today to learn more about our supplemental insurance options and find the perfect coverage to complement your primary health insurance.