Supplemental Insurance
Additional protection beyond your primary health insurance coverage.
Extra Protection When You Need It Most
Supplemental insurance is designed to complement your primary health insurance by providing additional coverage for specific needs or expenses that your main policy might not fully address.
These plans can help fill coverage gaps, reduce out-of-pocket expenses, and provide financial protection during health challenges, giving you greater peace of mind.
Fills gaps in your primary health insurance coverage
Provides cash benefits for specific conditions or situations
Helps cover deductibles, copays, and other out-of-pocket expenses
Affordable premiums with flexible coverage options

Types of Supplemental Insurance
We offer various types of supplemental insurance to address different needs and concerns.
Hospital Indemnity Insurance
Provides a fixed benefit when you're hospitalized, regardless of your actual hospital expenses.
- Daily cash benefits for hospital stays
- Additional benefits for ICU stays
- Coverage for hospital admissions
- Use benefits for deductibles, copays, or other expenses
Critical Illness Insurance
Pays a lump-sum benefit if you're diagnosed with a covered serious illness such as cancer, heart attack, or stroke.
- One-time payment upon diagnosis
- Use funds for any purpose (medical or non-medical)
- Coverage for major illnesses like cancer, heart attack, stroke
- Financial protection during recovery
Accident Insurance
Provides benefits for medical and non-medical expenses related to accidental injuries.
- Benefits for emergency room visits
- Coverage for hospital stays due to accidents
- Benefits for physical therapy and recovery
- Coverage for transportation and lodging expenses

Key Benefits of Supplemental Insurance
Supplemental insurance provides valuable additional protection beyond your primary health insurance, offering several important benefits.
Fills Coverage Gaps
Helps cover expenses that your primary health insurance might not fully address, reducing your out-of-pocket costs.
Financial Protection
Provides financial resources for both medical and non-medical expenses during illness or injury, including lost wages and everyday bills.
Flexible Benefits
Many supplemental plans provide cash benefits that you can use however you need, unlike traditional health insurance that pays providers directly.
Peace of Mind
Reduces stress and anxiety about potential financial hardships due to illness or injury, allowing you to focus on recovery.
Enhance Your Health Insurance Protection
Contact us today to learn more about our supplemental insurance options and find the perfect coverage to complement your primary health insurance.